"sum-like" versus "product-like" effect signatures

I’ve learned from the paper Effect Handlers in Haskell, Evidently mentioned in other thread that some effect libraries do use records instead of GADTs with multiple constructors for defining effects:

• The library interface […] is concise and arguably
simpler than other library interfaces for effect handlers.
In particular, effects are defined as a regular data type
with a field for each operation.

Other libraries typically require GADT’s [Kiselyov and
Ishii 2015], data types à la carte [Swierstra 2008; Wu
et al. 2014], or Template Haskell [Kammar et al. 2013]
to create new effects.

And they also use record field selectors when invoking operations, which actually seems quite Haskelly and ergonomic:

To perform operations, we pass the operation selector ask
with its argument to the perform function.